7 Best Gold IRA Companies of December 2025

For investors interested in diversifying their retirement savings plan, gold individual retirement accounts (IRAs) offer a way to gain exposure to the precious metals market while providing the same tax benefits as a typical IRA.

Gold, silver, platinum, and palladium are considered safe-haven assets and act as hedges against inflation, economic uncertainty, and stock market volatility. Investing with the best gold IRA companies allows you to diversify your retirement plan and protect your portfolio with those metals.

What to know about the best Gold IRA companies

The best companies operating in this space facilitate insurance and secure storage, as required by the IRS, and ensure that the precious metals held in these accounts must be minimum purity standards. They also offer educational resources, responsive customer service, competitive pricing and easy account set up. But like any company offering investment opportunities, some are better than others.

How we chose our top picks

We analyzed over a dozen gold IRA companies and scrutinized them against their competitors to highlight the best options for various precious metals investing needs. Whether you're a novice or a seasoned investor, our guide to the best gold IRAs companies can help you make the right decision.

For our complete methodology, click here.

Our top picks for best gold IRA companies for December 2025

• Augusta Precious Metals - Best Overall
• Advantage Gold - Best for Customer Popularity
• American Hartford Gold - Best for Low Fees
• Birch Gold Group - Best for Fee Transparency
• Goldco - Best for Customer Service
• Noble Gold Investments - Best for Diverse Storage Options
• Orion Metal Exchange - Best for Small-Balance Investors

Best gold IRA company reviews

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Why we chose it: Founded in 2012, Augusta Precious Metals offers precious metals investment options and free educational resources on gold and silver investing.

Augusta Precious Metals uses Delaware Depository — a popular choice among gold IRA providers — to hold customer assets such as gold coins and gold bars.

The company also features an online library with investor resources, including a video-blog series focused on the reasons why not to own gold. Such content from Augusta Precious Metals highlights the company's transparency in an industry where many companies use scare tactics or play on investors’ fear of a (highly unlikely) meltdown of the entire financial system and a wholesale collapse of U.S. currency.

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Why we chose it: Founded in 2014, Advantage Gold boasts top-notch reviews, including 1,780 reviews on TrustPilot alone. Nearly all — 98% of them — are five-star ratings.

Advantage sells gold, silver, platinum and palladium. It uses STRATA Trust Company and Equity Trust Company as gold IRA account custodians, and Brink’s Depository and Delaware Depository vaults.

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Why we chose it: American Hartford Gold doesn’t charge its gold IRA customers outlandish fees.

American Hartford, founded in 2015, charges no fees for setups or transfers, and it runs frequent promotions during which customers can get storage fees waived for two or three years. You do have to pay a $50 fee for the account custodian to establish your precious metal IRA, and the company charges an annual IRA fee of $75 for accounts valued at $100,000 or less and $125 for accounts at $100,001 or more. In addition to its annual fee, the company charges a $100 annual storage fee in most cases.

American Hartford works primarily with custodian Equity Trust Company, and when you set up your account, you have the choice to keep your precious metals in either segregated or unsegregated storage.

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Why we chose it: Birch Gold Group, in business since 2003, is one of the few gold IRA companies we came across that includes transparent fees on its site.

Many precious metals IRA companies don’t have transparent pricing information on their websites. We found Birch Gold Group had the most detail about both one-time and recurring annual fees. It also has an A+ rating from the BBB and a AAA rating from the BCA.

Birch Gold Group charges a flat-rate annual fee rather than a percentage of the account value, which could benefit high-balance gold IRA investors. You can choose between Equity Trust Company and STRATA Trust Company as the account custodian, and Delaware Depository or Brink’s Global Services for your precious metals storage.

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Why we chose it: Founded in 2006, Goldco has an A+ grade from the BBB, an AAA rating from the BCA and glowing reviews noting exceptional customer service on the BBB and TrustPilot websites.

Goldco coordinates with Brink’s Global Services and Delaware Depository for its preferred precious metals storage providers. For non-IRA precious metals, you also have the option of using Goldco’s own storage facility if you don’t want to keep your products at home. (Gold IRA home storage runs afoul of IRS rules.)

A Goldco representative said the company doesn’t charge any fees of its own. However, the gold IRA custodian that the company recommends customers use charges customers a $50 setup fee and $80 for annual maintenance. Storage fees are $100 per year for unsegregated storage, or $150 per year for segregated storage.

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Why we chose it: Noble Gold Investments, founded in 2016, offers customers a diverse range of precious metals storage options.

In addition to Delaware Depository and Brink’s Global Services, two well-known precious metals depositories, Noble Gold also has its own depository in the state of Texas, giving customers an additional choice for storing the precious metals they purchase.

Real-time account information is available through the gold IRA custodian. Customers pay two annual fees: an $80 account fee and a $150 fee for insurance and segregated storage, in which customers’ holdings are stored individually rather than pooled together.

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Why we chose it: Investing in precious metals doesn’t always require significant capital. Whereas some other gold IRA companies have minimums of $50,000, Orion Metal Exchange offers a much lower barrier to entry.

For its gold IRAs, Orion has an order minimum of just $5,000 (or $10,000 to qualify for promotions that, according to a company customer support representative, can offset its custodial fees).

The company, founded in 2017, runs limited-time promotions for free storage and touts no fees, although there is a $50 setup fee that you pay to the IRA custodian. If your precious metals IRA is worth $500,000 or less, your combined annual cost for custodial administration, storage and insurance is a flat $190, according to the company.

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Other gold IRA companies we considered

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Lexi Capital

Why it didn’t make the list: Founded in 2010, Lexi Capital is not on our main list because its website says the company does not keep "regular" phone hours despite requiring customers’ exchanges or returns to be approved by phone within three days of purchase.

Additionally, Lexi Capital has very few customer reviews on the BBB. However, the precious metals firm receives an AAA grade from the BCA and price quotes include 3% discount for cash payments.

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Patriot Gold Group

Why it didn’t make the cut: Patriot Gold Group is not on our main list because it employs scare tactics to sell precious metals.

Founded in 2016, the company has limited customer reviews on TrustPilot and the BBB, and it receives an AA grade from the BCA, which is lower than most companies on our list.

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American Coin Co. (formerly Red Rock Secured)

Why it didn’t make the cut: Red Rock Secured recently lost its BBB accreditation. In May 2023, the Securities and Exchange Commission (SEC) announced charges against Red Rock Secured, its CEO Sean Kelly and two former employees, Anthony Spencer and Jeffrey Ward, in connection with a fraudulent scheme that included markups of 130% and $30 million of clients’ money misappropriated.

Since then, the company rebranded as American Coin Co., but it does not have an official website. The newly formed company is not accredited by the BBB.

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Silver Gold Bull

Why it didn’t make the list: Founded in 2006, Silver Gold Bull is not on our main list because its website has very little information investors need to know about IRS-approved precious metals investing.

The company receives an A+ grade from the BBB, but it is not accredited by the BBB. According to its website, the Silver Gold Bull does not allow order cancellations.

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How we evaluated the best gold IRA companies

We evaluated gold IRA companies’ websites as well as the company's profile with consumer advocacy organizations like the Better Business Bureau, the Business Consumer Alliance and TrustPilot. We considered each of the gold IRA companies’ reputation, transparency and whether or not they provide high-quality online education and resources.

Additionally, we compared the companies' respective fee structures and minimum balances, when available, as well as how easy it was to find this information from their websites. We also analyzed the user-friendliness and responsiveness of their customer service.

We regularly update our list of best gold IRA companies to ensure that our highlighted picks continue to meet these requirements.

Latest News in Gold IRA

Historically regarded as a safe-haven asset, gold tends to perform well in periods of economic instability. However, investors typically caution against doubling down on this precious metal because, compared to the stock market, it is an unpredictable investment that yields low returns in the long term. Warren Buffett has famously singled out gold as an unproductive asset several times, most notably in a 2011 letter to Berkshire Hathaway shareholders.

But gold's record-breaking growth this year has even the most skeptical investors reconsidering their stance. The precious metal has increased in value by roughly 60% since January. Read These Wall Street Titans Say Buy Gold, Should You? for the latest scoop.

Summary of Money’s Best Gold IRA Companies of December 2025

• Augusta Precious Metals - Best Overall
• Advantage Gold - Best for Customer Popularity
• American Hartford Gold - Best for Low Fees
• Birch Gold Group - Best for Fee Transparency
• Goldco - Best for Customer Service
• Noble Gold Investments - Best for Diverse Storage Options
• Orion Metal Exchange - Best for Small-Balance Investors